Drivesure Insurance Services Canada Ltd.


Better Car Replacement Insurance

Get a vehicle with the same purchase price as your current vehicle, plus up to an additional 25% after a total loss.

Better than limited depreciation insurance.

We not only cover the value of your vehicle at the time of policy purchase against depreciation, but also add 5% per year to that value when calculating your claim.


Vehicles 2-10 Years Old

If your vehicle is 2-10 years old, you could qualify for Better Car Replacement coverage.

Up to 5 Years of Coverage​

Coverage is available for up to
5 years.

Deductible Reimbursement​

We will reimburse your total loss deductible up to a maximum of $500.

Can you afford a total loss?

Traditional auto insurance will only pay the depreciated value of your vehicle after a total loss, even if it wasn’t your fault.

A Drivesure Better Car Replacement Insurance policy pays the difference between your depreciated total loss settlement and the value of your vehicle at the time of policy purchase, plus we add an additional 5% per year of used policy term to your vehicles value.

How will your vehicle depreciate over time?

Current Vehicle Value =

Ownership LengthVehicle Value
1 Year Old
2 Years Old
3 Years Old
4 Years Old
5 Years Old


Add more protection to your replacement insurance policy with add on coverage’s.

Diminished Value

Get a cash settlement to offset the loss in value of your vehicle after a significant accident

Plus Package

Reimburses you for your deductibles, a replacement key fob, and pays for additional rental vehicle time

Not Your Average Replacement Insurance

We’ve designed our policies to stand out from the competition.

Locked in Premiums

Your Drivesure premium won't increase because of a claim, change in address, or young drivers.

Flexible Terms

Policy terms up to seven years are available for brand new vehicles.

Payment Plans

Finance your policy monthly through your bank account or credit card.